Center for Energy and Environment
Home Repair Financial Assistance
Minneapolis - Downtown
212 3rd Ave N, Ste 560, Minneapolis, MN, 55401
Distance: 1041 Miles
(651) 789-5706
loaninfo@mncee.org
https://www.mncee.org/home-improvement
Service Details
Description
Loan program to homeowners for routine home maintenance, emergency repairs, or accessibility improvements.
Participants must meet income and other eligibility requirements.
Additional Information
The Rehabilitation Loan/Emergency and Accessibility Loan Programs assist low income homeowners in financing basic home improvements that directly affect the safety, habitability, energy efficiency or accessibility of their homes.
The Emergency and Accessibility Loan Program is available for home improvements addressing emergency conditions of the home or accessibility needs for a disabled household resident, subject to prior approval by Minnesota Housing.
Features
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Client Conveniences
- Assistance with community resources
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Specialization
- People with low income
Eligibility
Serves the City of St. Paul
Each program has different eligibility requirements.
Most programs serve homeowners, rental property, or business owners.
Complete eligibility information for the Minnesota Housing Rehabilitation Loan/Emergency and Accessibility Loan Program is available online.
Area Served
Statewide
Websites
Last Update
3/23/2023
Other Locations
- St. Paul - Midway 1754 University Ave W, St. Paul, MN, 55104
Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
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BH-3000.1800Energy/Water Conservation Improvements Definition
Programs that provide assistance in the form of labor and supplies, cash or tax rebates, property assessment arrangements or consultation services for homeowners who want to make home improvements that are designed to reduce energy and/or water consumption.
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BH-3000.3540Home Barrier Removal Loans Definition
Programs that provide loans to qualified people with disabilities who want to install ramps or elevators, widen doorways, install grab bars in showers and bathrooms, lower kitchen and other cabinets or make other modifications in their homes in order to make them more accessible.
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BH-3000.3550-360Home Rehabilitation Loans Definition
Programs that provide loans for income-eligible people who want to repair or modify their homes or mobile homes to make them energy-efficient, attractive, safe and free of health hazards; or which help eligible individuals find loans for this purpose. Most loan programs cover major repairs, system upgrades and replacements (e.g., plumbing, heating or electrical systems) but not minor repairs. Included are conventional home rehabilitation loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time). The forgiven part of a forgivable loan amounts to a contingent grant. If the borrower sells the home prior to the specified time period, all or part of the loan is due. A common variation is to have portions of the loan forgiven gradually over a period of years.
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NT-6400.4500Low Interest Loans Definition
Programs that provide personal loans for people who qualify on the basis of income at interest rates that are below those obtainable on the conventional loan market.