LSS Financial Counseling Service
Personal Financial Counseling
LSS Financial Counseling Service - Willmar
1601 Highway 12 E, Ste 6, Willmar, MN, 56201
Distance: 1103 Miles
Financial management counselors take a look at your personal finance information, help to create a plan to pay off debt or keep on top of bills and provide retirement planning information
Helps individuals and families:
* Develop a budget and debt counseling
* Credit improvement
* Foreclosure prevention
* Homeownership services
* Reverse mortgage counseling
* Student loan debt
* Evaluate current financial situation
* Learn about your options
* Develop a budget and plan of action to achieve your goals
* Consolidate your payments
Counseling is available over the phone, onlinne or in-person at locations around the state.
- People with low income
Call to set up an appointment at (888) 577-2227 and for instructions on what information will be needed for appointment.
No consultation fee
|Toll Free||(888) 577-2227|
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Other Services or resources
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
DM-1500.1500Credit Counseling Definition
Programs that provide assistance for people who want to improve their understanding of the consumer credit lending and collections systems, and maximize their skill in using credit. Services may include help in completing credit application forms, understanding how credit information is analyzed, choosing the best credit cards and/or interest rates available, determining how many credit cards can be managed, protecting one's credit information, communicating with creditors, improving poor credit reports and associated credit scores, eliminating credit card debt and dealing with other credit card issues.
DM-1800.1700Debt Consolidation Services Definition
Programs that enable individuals who are having trouble meeting their existing obligations to take out a new loan that is used to pay off one or more existing loans. Rather than paying multiple separate bills each month, consumers typically have one, lower monthly payment and a longer repayment period.
DM-1800.5000Mortgage Delinquency and Default Counseling Definition
Programs that provide assistance for people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure or who are already in the foreclosure process. Services may include information about the foreclosure process, legal timelines and how to contact and negotiate with a lender; assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues; in-depth financial counseling regarding foreclosure avoidance options and/or options that involve leaving the home; advocacy with lenders, when necessary; and referrals to foreclosure prevention resources. Also included are programs that provide mediation services to negotiate a compromise between the individual and the financial institution that holds their mortgage in order to avoid foreclosure.
DM-6500Personal Financial Counseling Definition
Programs that help people who are having difficulty paying their monthly bills gain control of their finances. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses; and agreement on a short-term plan for repayment of creditors which may include debt consolidation or other strategies and a longer term plan for realizing personal financial goals.
YB-9000Young Adults Definition
Individuals who are generally between the ages of 18 and 25 depending on the ages that specific programs use for qualification.