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United States Department of Agriculture (USDA) Rural Development

Help Paying for Basic Needs - Home Loan Program for Rural Homeowners

Bemidji Service Center

3217 Bemidji Ave N, Bemidji, MN, 56601

Distance: 1151 Miles

(218) 751-1942


Service Details


Offers cash or other short term aid to people in a crisis that is affecting their access to basic needs

Emergency assistance can vary based upon eligibility and available funds.

Additional Information

The Single Family Housing Direct Home Loans Program assists low- and very-low-income rural homeowners to purchase decent housing. The program is also called the Section 502 Direct Loan Program.

Payment assistance is a type of subsidy that helps to reduce mortgage payments for a short time.


  • Specialization
    • People with low income 


A number of factors determine eligibility, including:
* Adjusted gross income at or below low-income limit for your area
* Willingness and ability to repay loan

More detailed eligibility guidelines are available online.

Application Instructions

Applications for this program are accepted through your local Rural Development office

Area Served

Beltrami, Clearwater, Itasca, Koochiching and Lake of the Woods counties


Phone Numbers

Type Number Hours
Main (218) 751-1942

Last Update


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